We will not find any promotion for new clients in the IsmolCredit offer, under which we will receive the first loan for PLN 0. However, we can count on it for the relatively low cost of loans.
Today, a few words about the company, which in principle has been providing loans in Poland for a long time, but somehow happened that I am writing about it only now. IsmolCredit is a company whose main specialty is short payday service, but gives them not only in Poland, but also in such countries as Estonia, Latvia or Georgia.
The company IsmolCredit offers payday which in the case of a new client can be up to PLN 500, in the case of subsequent loans they can, however, already use the maximum limit of PLN 3,000. The repayment period can be chosen by ourselves and we have a range of 5 to 30 days, with the option of extending the repayment date.
Costs of Loans
The costs of loans at IsmolCredit are relatively low, even more so if I compare them to other companies in the industry that provide payday loans. A loan in the amount of PLN 500 with a repayment period of 30 days will cost us not the entire stamper, more precisely – PLN 98. It means that we will have exactly 598 zlotys to give back. Slightly more expensive it will cost us to extend the repayment of the loan, but on the other hand, these are not so excessive amounts that we will meet with some competing companies.
MinCredit loans are available to people over 20 years of age, have a fixed income and are not listed in debt registers such as ERIF or KRD. As we can also read in the information for clients, in some cases a certificate of earned income may be required. However, it can be an electronic account statement, which we will download ourselves by logging in to our bank account.
To obtain a loan at IsmolCredit, we will also need 1 grosz to send a verification fee from your bank account. The loan-related formalities themselves should be dealt with very quickly and, as the company emphasizes in promotional materials, consideration of the application and sending money to the account should take place within a few minutes.